In November 2025, 24 bank branches across the UK will close, significantly impacting in-person banking accessibility. Major banks—Lloyds, Barclays, NatWest, Halifax, and Santander—are among those shutting their doors.
Details of the Branch Closures
This closure announcement includes several significant locations:
- Lloyds Bank: 17 branches, including locations in Bristol Bishopsworth and Manchester Newton Heath.
- Bank of Scotland: Two branches, specifically in Moffat and Thornhill.
- Halifax: Three branches scheduled to close, including Bolton, Hexham, and Wickford.
- Barclays: One branch in Northampton Wellingborough Road.
- NatWest: One branch in Garstang.
- Santander: One branch in Surrey Quays.
Impact on Banking Services
The closures will disrupt services for millions of customers. According to consumer reports, over 6,400 bank branches have shut since January 2015. This average translates to about 53 closures monthly.
Lloyds Bank recently shut 32 branches, highlighting a trend of declining physical banking options. In recent years, the pace of these closures has shown signs of stabilization. However, in the past few years, the banking landscape has changed significantly, with around 1,879 branches closing or announcing closures since early 2022.
Changing Consumer Behavior
Research indicates that the shift toward digital banking and cashless transactions drives this trend. The House of Commons Library reported that this reduction disproportionately affects vulnerable demographic groups, such as the elderly and low-income individuals. The decline in cash availability may also hinder businesses’ ability to operate with cash, leading some to refuse cash payments entirely.
Closure Schedule for November 2025
Below is a list of specific branch closures set for November:
| Bank | Branch Location | Closure Date |
|---|---|---|
| Lloyds Bank | Biggleswade | November 5 |
| Lloyds Bank | Blandford | November 10 |
| Lloyds Bank | Bristol Bishopsworth | November 6 |
| Bank of Scotland | Moffat | November 19 |
| Barclays | Northampton Wellingborough Road | November 28 |
| Halifax | Bolton | November 20 |
| NatWest | Garstang | November 10 |
| Santander | Surrey Quays | November 10 |
As these closures approach, the transition to digital banking will be pivotal for banks and customers alike. The landscape of banking continues to evolve, reflecting changing consumer preferences.
