New Jersey residents are racing against time to enroll in the Affordable Care Act (ACA) insurance marketplace as the deadline approaches. With the cutoff on Monday, December 15, it’s essential for uninsured individuals to act swiftly to obtain necessary healthcare coverage.
Current Status of Healthcare Coverage in New Jersey
According to the United Health Foundation, over 7% of New Jersey’s population lacks insurance. This statistic highlights the urgency for residents to secure coverage through New Jersey’s health marketplace, known as GetCoveredNJ.
How to Enroll in NJ’s Marketplace
To obtain health insurance through New Jersey’s healthcare marketplace, follow these steps:
- Browse available plans and create an account.
- Start a new application.
- Shop for a suitable plan.
- Pay your initial premium.
Required Documentation for Enrollment
Applicants must prepare the following documents:
- Photo identification
- Social Security number
- Last four pay stubs
- Most recent tax returns
What If You Miss the Deadline?
There are options for those who miss the enrollment deadline. Individuals may qualify for coverage during the Special Enrollment Period (SEP). Events like pregnancy or adoption can make you eligible for enrollment outside the standard timeframe.
The New Jersey Easy Enrollment Health Insurance Program also provides an opportunity to sign up outside of the Open Enrollment Period. Those interested should indicate their desire for coverage when filing their state income tax return.
For those qualifying for an SEP, it is crucial to enroll or change your plan within 60 days of the qualifying event.
Do not delay in securing essential healthcare coverage. Make sure to take action before the deadline to ensure your health needs are met.
