November 2025 Stimulus: IRS Direct Deposit and Tariff Dividend Explained

Recent speculation suggests the federal government might distribute new stimulus checks before 2025 concludes. However, it is essential to clarify that no legislation for such payments has been enacted by Congress, nor has the IRS confirmed any upcoming stimulus checks.
November 2025 Stimulus Overview
The last set of federal stimulus payments was issued in 2021. Future disbursements would necessitate new legislative action from Congress. In 2024, the IRS stated that automatic payments would be issued to eligible individuals who did not claim the Recovery Rebate Credit on their 2021 tax returns. The maximum benefit was $1,400 per person, and eligibility required no additional steps—payments were made automatically from December 2024 to January 2025.
IRS Automatic Payments for 2021
- Maximum Payment: $1,400 per individual.
- Payment Period: December 2024 to January 2025.
- Eligibility Notification: Eligible taxpayers received letters outlining their payment status.
- Claim Deadline: The last opportunity to claim the $1,400 Recovery Rebate Credit was April 15, 2025.
Proposals for Tariff Dividends
Additionally, there have been proposals regarding tariff dividends. Former President Trump suggested utilizing tariff revenue to distribute dividends of at least $2,000 per individual, excluding high-income earners. Trump articulated this idea via a post on Truth Social, advocating for tariffs as a means to benefit U.S. citizens.
While Trump emphasized paying down the national debt, currently standing at $37 trillion, these tariff dividend proposals remain unapproved. The viability of such payments is still uncertain.
Legal Concerns Regarding Tariffs
The tariffs established during Trump’s administration, which affect numerous imported goods, have been challenged. A skeptical Supreme Court assessed the legality of these sweeping tariffs, which can exceed 100% on some products.
Beware of Stimulus Scams
Amidst these discussions, various scams have surfaced, with claims of payments such as $1,702 or $1,390 often linked to state-level programs. The IRS continues to warn the public against malicious attempts to gather personal information through fraudulent messages.
IRS Scam Warning Tips
- The IRS does not initiate contact via email, texts, or social media.
- Official IRS communications begin with a verified letter or notice.
- Legitimate calls from the IRS follow a mailed notice, without threatening pre-recorded messages.
- Private agencies can only contact taxpayers after written notification is provided.
In conclusion, as of November 2025, the landscape regarding federal stimulus checks and tariff dividends remains uncertain. It is crucial for taxpayers to stay informed and exercise caution against scams.



