Insurers Abandon Flood-Prone Worcestershire Town

Tenbury Wells, a picturesque town in Worcestershire, faces a critical situation as insurers withdraw flood coverage. Previously known for its vibrant independent shops and floral displays, the town has turned into a concern for its residents and local council.
Flooding Crisis in Tenbury Wells
Tenbury Wells has experienced devastating floods that have made it challenging for businesses and residents alike. In 2023 alone, the town was inundated multiple times, prompting local shops to voice their despair over insurance issues. Richard Sharman, the florist, expressed his fears of leaving the town if another flood occurs. Flooding has become nearly annual, with notable events recorded in 2019, 2020, 2023, and 2024.
Impact of Insurer Withdrawals
With insurers abandoning policies for Tenbury Wells, the community faces a dire future. Many buildings are now deemed uninsurable, including key structures owned by the town council such as:
- Town Hall and wedding venue
- Art Deco cinema
- Pavilion for summer sports
The town’s mayor, Robert Perrin, stated the council could not continue without insurance. If damage occurs, they would face lengthy recovery processes through grants or crowdfunding.
Failed Flood Defense Plans
The Environment Agency had developed a comprehensive flood defense plan comprising flood walls and 20 flood gates. However, escalating costs caused the £30 million project to be abandoned, leaving Tenbury Wells vulnerable.
Local Businesses on the Brink
Local businesses have been severely affected by the lack of insurance options. Business owners like Andrew Bright of G E Bright have been unable to secure flood coverage since 2020. Bright, who has operated in the town since the 1980s, made the tough decision to move his business outside the town center. He aims to secure a stable future for his family, having been part of the community since the 1950s.
Community Resilience
Despite the bleak prospects, the residents show remarkable determination. Volunteers have stepped up to beautify the town after each flood, planting flowers and scaffolding community spirit. Lesley Davies, the deputy mayor, has praised this effort, highlighting the importance of communal resilience.
The situation in Tenbury Wells reflects a growing crisis for towns facing frequent flooding. As climate change continues to escalate these issues, the town serves as a daunting example for others at risk. The question remains: can Tenbury Wells survive another flood without necessary support?