Zurich: Captives Play Crucial Role Today

The dynamics of the global landscape in 2025 are increasingly complex. Escalating geopolitical tensions, climate risks, and societal divides are profoundly altering how nations operate. A new report from Zurich uncovers the vital role captives play amid these challenges.
Insights from the Global Risks Report 2025
The World Economic Forum’s Global Risks Report 2025 highlights a troubling outlook for the coming decade. It warns of an elevated likelihood of extreme weather phenomena, armed conflicts, misinformation, and supply chain disturbances. This convergence creates an environment marked by uncertainty where resilience is not merely beneficial, but necessary.
The Role of Captives
According to Adriana Scherzinger, group head of captives at Zurich Insurance Company, captives offer organizations a means to navigate this turmoil. They empower businesses to seize control, stabilize volatility, and respond swiftly to unexpected challenges. Scherzinger states, “Captives are essential in helping organizations adapt to and recover from shocks that traditional insurance struggles to address.”
The report titled “Spotlight on Captives: Embracing Opportunity, Taking Control,” co-authored by Commercial Risk and Zurich Insurance, elaborates on the crucial functions captives fulfill.
- Financing climate adaptation.
- Incubating emerging risks.
- Aligning with environmental, social, and governance (ESG) goals.
Broader Applications of Captives
Zurich emphasizes that the role of captives extends far beyond just finance and risk retention. They are instrumental in building resilience against climate change. Captives can gather essential data, encourage risk improvements, and fund prevention strategies.
- Captives offer tailored coverage and cost savings for climate exposures.
- They finance catastrophic risks and endorse innovative risk-transfer options.
- Captives invest in climate-resilient infrastructure to mitigate risks.
The findings underline the growing importance of captives, not only in risk management but also as proactive solutions in a changing world. As they continue to adapt and invest in resilience, captives play a vital role in addressing the complex challenges of the future.
For more insights, please contact Zurich.