Morgan Stanley is opening avenues for wealth clients to invest in cryptocurrency funds. This development allows a broader range of clients to explore digital assets, effective from October 15, 2025.
Expanded Access to Crypto Investments
The major financial services firm recently informed its advisors about lifting restrictions on cryptocurrency investments. Previously, access was limited mainly to clients with at least $1.5 million in assets and a high-risk tolerance.
- New investment options apply to all types of accounts, including retirement accounts.
- The initiative is part of Morgan Stanley’s ongoing strategy to remain competitive in the digital asset space.
Recent Developments in Cryptocurrency Trading
This announcement follows Morgan Stanley’s decision to allow trading in bitcoin, ether, and solana through its E-Trade subsidiary. The bank’s proactive approach is designed to keep pace with emerging platforms such as Coinbase and Robinhood.
Wealth Management and Client Assets
Morgan Stanley has successfully grown its wealth management operations, boasting $8.2 trillion in client assets over the last two decades. The firm is focusing on improving clients’ access to cryptocurrency while ensuring risk management.
As part of this strategy, the bank will adopt an automated monitoring system to prevent clients from heavily investing in the volatile cryptocurrency market. According to insiders, the bank’s global investment committee has recommended an initial cryptocurrency allocation limit of 4%. This recommendation is tailored to various investment goals such as “wealth conservation” and “opportunistic growth.”
Investment Recommendations and Offerings
Currently, Morgan Stanley enables advisors to recommend bitcoin funds primarily from BlackRock and Fidelity. The bank is actively monitoring the cryptocurrency landscape to possibly expand its offerings in the future. Clients will have the option to invest in any listed crypto exchange-traded products.
Lisa Shalett, the chief investment officer for wealth management, commented that cryptocurrency is viewed as a speculative asset class. However, it is gaining popularity among investors, leading many to explore this new financial frontier.
