The TRICARE Pharmacy Program is designed to facilitate access to necessary prescription medications. As of 2026, beneficiaries will notice changes in pharmacy copayments and the overall structure of the pharmacy benefits. Administered by Express Scripts, the program provides various options to ensure that users can find the best fit for their needs.
Changes in Pharmacy Copayments for 2026
In 2026, copayments for most TRICARE beneficiaries will be modified. The specific amount paid will depend on the type of pharmacy used and the medications prescribed. For detailed information, beneficiaries can consult the TRICARE Formulary that outlines medication costs.
Pharmacy Options Available
TRICARE offers four primary methods to fill prescriptions, each with unique costs and benefits:
- Military Pharmacies: Beneficiaries can receive up to a 90-day supply of most medications at no cost. Prescriptions can be accepted from both civilian and military healthcare providers.
- Home Delivery: Ideal for regular medications, this option provides free shipping and easy ordering. Updates and refill reminders assist in managing prescriptions. Home delivery is available to any U.S. address, including U.S. territories and APO/FPO addresses.
- Network Pharmacies: Beneficiaries can fill prescriptions at retail network pharmacies. The Find a Pharmacy Tool helps locate nearby options and compare costs.
- Non-Network Pharmacies: Prescriptions can also be filled at non-network pharmacies, but beneficiaries must pay full price upfront and then file a claim for reimbursement, subject to applicable deductibles and copayments.
Using the Express Scripts Pharmacy Mobile App
The Express Scripts Pharmacy Mobile App simplifies the management of prescriptions. Available for download on both the Apple App Store and Google Play Store, it enables users to:
- Order medications effortlessly.
- Track order statuses and receive updates on shipments.
- Request prescription refills and set up dose reminders.
- Make payments online, including automatic payments for home delivery.
Support and Assistance
Active duty service members benefit from a $0 copayment for up to a 90-day supply when using military pharmacies, home delivery, or retail network pharmacies. For further assistance, Express Scripts offers 24/7 support for beneficiaries. Customers can call 877-363-1303 for help.
In summary, 2026 presents an opportunity for TRICARE beneficiaries to maximize their pharmacy benefits. Whether choosing military pharmacies, home delivery options, or retail pharmacies, TRICARE ensures convenient access to necessary medications.
For ongoing updates and news from TRICARE, beneficiaries can subscribe to receive the latest information directly to their email.
