The Ghanaian cedi has concluded the year 2025 at a significant rate of GH¢10.45 against the US dollar on the interbank market, as reported by the Bank of Ghana. This marks a remarkable 40.67% appreciation in value against the dollar over the year.
Cedi’s Year-End Performance
On December 30, 2025, just two days before the year ended, the cedi was valued at GH¢10.65 per dollar, showcasing one of its strongest performances recently. This increase is particularly noteworthy compared to the GH¢11.10 rate from December 29, indicating a substantial gain as the trading year drew to a close.
Impact on Imports and Consumer Costs
The favorable year-end value of the cedi is expected to alleviate import costs for essential goods like food, clothing, electronics, and household items, which see heightened demand during the holiday season. Additionally, the appreciation may lead to lower fuel prices, subsequently reducing transportation costs and operational expenses for businesses.
Consumer Benefits as Ghana Enters 2026
The cedi’s strong closing value at GH¢10.45 per dollar is anticipated to enhance consumer purchasing power as Ghana welcomes 2026 on a more solid financial footing. This stability is projected to provide necessary relief for households and businesses alike.
Current Exchange Rates on Bank of Ghana Interbank Market
| Currency | Buying Rate | Selling Rate |
|---|---|---|
| Dollar | GH¢10.44 | GH¢10.45 |
| Pound | GH¢14.06 | GH¢14.07 |
| Euro | GH¢12.27 | GH¢12.28 |
Exchange Rates at Forex Bureaus
| Currency | Buying Rate | Selling Rate |
|---|---|---|
| Dollar | GH¢12.00 | GH¢12.45 |
| Pound | GH¢15.80 | GH¢16.80 |
| Euro | GH¢13.80 | GH¢14.80 |
The cedi’s impressive performance signals a positive outlook for the Ghanaian economy as it heads into the new year.
